Effective Date: February 26, 2021
PLEASE READ THESE TERMS AND CONDITIONS OF USE ('TERMS') CAREFULLY BEFORE USING THIS SITE.
Welcome to Online Tools Suite. We refer to this website or application and its entire contents, features, design, and functionality as the 'Site'. This Site is owned and operated by Marsh LLC.
This Site is intended for access and use by authorized users only, including describe intended users of Site ('Authorized Users'). By using this Site, you represent and warrant that you are an Authorized User, and that you have read and accept the following Terms.
Your Acceptance of these Terms
Your Rights and Obligations as a User of this Site
Site Purpose and Content
License. You understand and agree that accessing and/or using the Site does not grant you any ownership, rights, or licenses to the Site other than the limited right to use the Site in accordance with the Terms.
Site Content; Availability. You understand that the Site is provided "AS IS" and "AS AVAILABLE". Your access is limited by our Site functionality, your access levels, and the Terms. Marsh reserves the right at any time and without notice to enhance, modify, alter, suspend or permanently discontinue all or any part of this Site and to restrict or prohibit access to it.
Links to Third-Party Sites. Solely for your convenience, this Site may provide links and/or redirect you to third-party websites or applications. Marsh has no control over third-party websites or applications, is not liable for their accuracy, content, or security, and makes no endorsement of third-party website's or application's owners, contents, or services. Your use of third-party websites or applications is at your sole risk, so you should review the terms and conditions and privacy policies of any third party prior to use of their site.
Global Access. Marsh is based in jurisdiction and provides this Site for use by persons located in jurisdiction. We make no claims that the Site or any of its content is accessible or appropriate outside of jurisdiction, and you are responsible for ensuring any use you make of this Site complies with local law.
NO WARRANTIES. You acknowledge and agree that this Site is provided by Marsh on an "AS IS" and "AS AVAILABLE" basis, without any warranties or guarantees. To the extent permitted by law, Marsh disclaims all conditions, representations and warranties, express, implied, statutory or otherwise, including any warranties of merchantability, fitness for a particular purpose, title, accuracy of informational content, system integration, non-infringement of third party rights, quiet enjoyment, and uninterrupted or error free operation.
DISCLAIMER OF LIABILITY. Marsh and its subsidiaries, managers, employees, officers, agents, subcontractor, suppliers, and licensors accept no liability to you arising from your use of this Site. To the extent permitted by law, Marsh will not be liable to you for damages of any kind, whether foreseeable or unforeseeable, even if Marsh or any of its agents has been advised of the possibility of damages arising from your use of or reliance on the Site, including but not limited to direct, indirect, general, incidental, special, punitive, and consequential damages and damages for loss of use, loss of data, loss of goodwill, loss of profits, work stoppage, accuracy of results, or computer malfunction.
Marsh's Rights and Duties Regarding User Conduct and Submissions
Use of Information You Submit. By submitting information on this Site, you grant Marsh, its affiliated companies, its service providers, and sub-licensees permission to use your information in connection with the operation of their businesses including, without limitation, the rights to: copy, distribute, transmit, reproduce, edit, translate and reformat your information. You agree that Marsh may use any information it collects in connection with this Site for data analytics purposes, including but not limited to benchmarking, modeling, consulting, creating insights, reports and other analytics to provide, improve the quality of, and market Marsh's products and services. Where required by law, we obtain your consent prior to such use and/or utilize de-identified and/or aggregated data for analytics.
Monitoring; Termination. Marsh, in its sole discretion, has the right to (i) remove or refuse to post any user content, (ii) disclose your identity or other information about you to any third party who claims that material posted by you violates their rights or in response to a subpoena, (iii) take appropriate legal action, including referral to law enforcement, for any illegal or unauthorized use of the Site, and (iv) suspend your access to this Site and refuse to provide you with any further access to it or any content. You agree that Marsh is not liable for any damages you may suffer from its exercise of these rights.
Assignment. Marsh may assign these Terms and its rights and obligations under these Terms without your consent and at its sole discretion. You may not assign or transfer your rights and obligations under these Terms.
No Waiver. Marsh's failure to assert its rights at any time will not be deemed a waiver of these Terms. No consent or waiver will be effective unless in writing and signed by both parties.
Additional Legal Terms
Governing Law and Venue. You agree that any dispute arising out of or in connection with the Site or these Terms will be governed by the laws of New York without reference to conflict of laws principles that would require the application of the laws of any other jurisdiction. You agree to submit to the exclusive personal jurisdiction and venue of courts located in New York.
INDEMNIFICATION. To the extent permitted by law, you agree to indemnify Marsh and its affiliates, employees, officers, directors, agents, successors, and assigns against any costs, claims, losses and damages (including legal fees) incurred by or awarded against Marsh as a result of your use of this Site or your breach of these Terms.
Invalidation of Terms. If a competent authority finds any portion of these Terms invalid or unenforceable, you agree that all other Terms will remain in effect.
Void Where Prohibited; Restrictions. Marsh reserves the right to limit, in its sole discretion, the provision and quantity of any feature, product or service on this Site to any person or geographic area. Any offer for any feature, product or service made on the Site is void where prohibited. If you choose to access the Site from outside jurisdiction, you do so on your own initiative and you are solely responsible for complying with applicable local laws. This Site is not intended or authorized (a) for use in any territory or by any party subject to sanctions or export restrictions under laws applicable to Marsh or you, or (b) in the case that Site access or use in a territory or by a party would expose Marsh or its affiliates to any sanction, prohibition or restriction under UN Security Council Resolutions or other trade or economic sanctions laws or regulations. You may not use, export or re(export) this Site or any copy or adaptation of this Site in violation United Nations Security Council Resolutions or applicable laws.
Entire Agreement. These terms and conditions of use constitute the entire agreement between the parties with respect to the subject matter hereof.
How to Contact Us
Agent For Notice Of Claimed Copyright Infringement.
Marsh respects the intellectual property rights of authors.
To assist copyright owners, Marsh has appointed an agent to receive notifications of allegations of copyright infringement regarding materials available on the Site.
Any person authorized to act for a copyright owner may notify us of such claims by contacting us in writing at the following address:
Marsh General Counsel
Attn: Copyright Agent
1166 Avenue of Americas
New York, NY 10036
Contact. Any inquiries regarding this Site or these Terms should be emailed to PrivacyPolicyInquiries@marsh.com or mailed to 1166 Avenue of the Americas, New York, NY, 10036.